Legal analysis: to buy a house without paying special maintenance funds, you must first check the balance of its maintenance fund account with the housing management department. When inquiring, you must bring the property owner's ID card or real estate license. Some houses have already paid special maintenance funds when handling the real estate license. In this case: (1) If the account balance is less than 30%, you need to pay this fee according to the current standard before you can transfer money; (2) If the balance of the special housing maintenance fund account exceeds 30% of the down payment standard, the maintenance fund shall be transferred at the same time when the property right is transferred.

Legal basis: "Administrative Measures on the Use of Public Maintenance Funds for Residential Buildings" stipulates that "maintenance funds should be used exclusively for the maintenance of facilities and equipment used in residential buildings after the warranty period expires".