On February 25, 2008, 65438, the Central Committee of the Communist Youth League and the China Banking Regulatory Commission jointly issued the Guiding Opinions on Implementing Small Loans for Rural Youth Entrepreneurship. It is reported that in the past few months, local league organizations have strengthened cooperation with banking regulatory bureaus and related financial institutions in accordance with the unified arrangements of the Central Committee of the Communist Youth League, and strived to promote the implementation of the Guiding Opinions. We have mainly done three aspects: first, we have forwarded the guiding opinions on the implementation of rural youth entrepreneurship microfinance, established a cooperation platform and information communication mechanism, defined their respective responsibilities, put forward the implementation opinions and requirements of agricultural financial institutions, and introduced the implementation measures to promote rural youth entrepreneurship microfinance, which have been set up in many places? Coordination Group for Youth Entrepreneurship Microfinance? . The second is to set up an expert service group for rural youth entrepreneurship microfinance at the provincial level to provide consulting services for grassroots organizations to carry out microfinance work. The third is based on the knowledge of rural youth entrepreneurship microfinance. Send financial knowledge to the countryside? The highlight of the event was held in Chaohu, Anhui Province on February 18 by the Rural Youth Work Department of the Central Committee of the Communist Youth League. Lecture hall on rural youth entrepreneurship microfinance knowledge? Activities; Provincial, prefecture-level Communist Youth League committees and local banking regulatory bureaus vigorously popularize financial knowledge among league cadres and rural entrepreneurial youth, and actively promote the work of micro-credit for rural youth entrepreneurship. At the same time, local league organizations have also actively explored according to the local' actual situation' and formed some good practices.

Chongqing Municipal Committee of the Communist Youth League and Chongqing Rural Commercial Bank jointly launched? Young people build a new countryside, start a business in good faith and rush to a well-off rural youth entrepreneurship microfinance project? . The first is to implement a green channel. Open all business institutions and outlets and accept applications for entrepreneurial loans for young migrant workers to return home. Young migrant workers can apply for loans within 5 working days; Enterprises that absorb young migrant workers can apply for loans, which can be settled within 15 working days. Second, the preferential interest rate is implemented under the principle of capital preservation and low profit. For rural youth entrepreneurship projects recommended by district and county organizations, the loan interest rate is 5%~ 10% higher than other loan interest rates under the same conditions. Third, in addition to the traditional credit and guarantee methods, actively explore asset guarantee methods such as bulk durable consumer goods, registered trademarks, movable property, forest rights, land transfer management rights, farm houses, agricultural production houses, etc., to solve the problem of loan guarantee for returning young migrant workers.

The Zhejiang Provincial Committee of the Communist Youth League contacted the provincial rural credit cooperatives, taking rural cooperative financial institutions as the main carrier, and carried out relevant work according to local conditions. First, it is clear that relevant financial institutions can give risk compensation and discount subsidies to rural youth entrepreneurship loan projects that meet the policy requirements according to the current policy. In accordance with the provisions of the Notice on Printing and Distributing the Interim Measures for Risk Compensation of Agriculture-related Loans of Banking Financial Institutions in Zhejiang Province and the Notice on Printing and Distributing the Trial Measures for Credit Guarantee Risk Compensation of Small and Medium-sized Enterprises in Zhejiang Province, we will implement the relevant risk compensation that rural youth can enjoy when starting small loans; In accordance with the relevant regulations on the management of poverty alleviation microfinance, the implementation of low-income farmers' youth entrepreneurship can enjoy a 50% discount subsidy from the provincial finance. The second is to promote relevant financial institutions to set up rural youth entrepreneurship funds. Zhejiang Youth Innovation and Entrepreneurship Fund with a total amount of 1. 1.00 billion yuan was established, and 5 million yuan was withdrawn every year to support or reward rural youth's entrepreneurial innovation. At present, 38 counties (cities, districts) in Zhejiang Province have launched micro-loans to support rural youth entrepreneurship, and issued micro-loans for rural youth entrepreneurship of about 800 million yuan.

First, the Hubei Provincial Committee of the Communist Youth League and the Banking Regulatory Bureau set up a joint working body, requiring the municipal (state) Youth League Committee under their jurisdiction to work closely with the banking supervision department to promote the implementation of micro-loans for rural youth entrepreneurship at the grassroots level. Second, it is explicitly required that the provincial rural credit cooperatives, as the cooperation unit of the Youth League Committee, first promote the work of rural youth entrepreneurship microfinance, further innovate the way of rural youth entrepreneurship microfinance, and expand the coverage and loan satisfaction rate; Agricultural banks, postal savings banks, rural banks, loan companies and other agricultural financial institutions should focus on supporting rural youth to start businesses on the spot and migrant workers to return home to start businesses. Launched by the Agricultural Bank of United Province? Jinsui Youth Integrity Entrepreneurship Plan? , distributed to rural youth? Jinsui Huinong Youth Card? Provide low-interest loans with a credit line of 30,000 yuan for small enterprises. Third, local organizations and financial institutions are required to actively seek the support of local governments and all kinds of society, and give discount support and tax incentives to outstanding entrepreneurial projects of rural youth. The fourth is to establish and improve the credit rating system for rural youth entrepreneurship microfinance, which requires that from 2009, the implementation of local rural youth entrepreneurship microfinance and related data will be reported to the Communist Youth League Committee and the provincial banking regulatory bureau every six months.

In addition, the Heilongjiang Provincial Committee of the Communist Youth League and the Shaanxi Provincial Committee of the Communist Youth League intensified their work, actively strengthened cooperation with financial institutions, and promoted local rural employment. . Corrtxt _ 01{border-top:1px dotted line # c8d2fmargin-top:-1px; } .corr txt _ 0 1 H3 { font-weight:bold； Filling: 5px 0 0 3px line height: 25px margin: 0; } .corr txt _ 0 1 ul { padding:0 0 20px 18px； } .corr txt _ 0 1 ul Li { font-size: 14px； Line height:164.28%; }

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