Hello, your monthly income is 4,000 yuan. It seems that your job is pretty good.

I would like to offer a little advice: Fund fixed investment is very suitable for young people. Choose two better funds for long-term fixed investment, because you want a more stable product. This is a good financial management method.

Go to the bank to apply. I think investing 500 per month is more suitable for you. Choose two.

The market is now around 2,000 points. I will keep investing until the market reaches around 5,000 points and then withdraw it.

In about 3 or 4 years, the money will at least double.

The 5,000 yuan deposit should not be touched during the lifetime and should be kept as backup money in case there is a sudden need for money.

You still have a balance of 2,500 yuan every month. Since your risk tolerance is small, then make a fixed deposit.

Go to the bank to apply for a time deposit. When you save up to 5,000 or a round number, you can deposit it for a year, half a year, or three months. This way you can earn a certain amount of interest.

It's not much, but at least it's very safe.

But I think if you are satisfied with your job and want to continue working for a long time, you can get a loan to buy a house.

Because it is basically at a low point now.

The best loan amount is less than 1,500 yuan per month.