You can go to official website, a fund company, or an APP to buy it. In this way, there is no middleman to earn the difference, the rate is low, and the subscription fee can be discounted, which can save your transaction cost. However, you can only buy the products of the fund company where you open an account. If you want to buy products from other fund companies, you need to open a new account, which is a bit troublesome, and the types are relatively single, and there are not many choices.

2. Bank purchase

Compared with fund companies, banks buy more comprehensive varieties, but their subscription fees are not discounted. Generally, if you buy a fund, you will be charged 1- 1.5%. When doing business in a bank, you can open a fund account to purchase funds. Generally, the redemption time is longer and the transaction cost is the highest.

3, securities companies to buy

Funds can be purchased through stock accounts opened by securities companies. When buying an on-site fund, you need to pay a certain commission fee according to the turnover, which is relatively low and flexible, and investors can sell it on the next trading day.

4. Buy on a third-party platform

It can also be purchased through third-party platforms, such as Tian Tian Fund Network, WeChat Wealth Management, Alipay, etc., and its fund transaction rate will be discounted. Take Alipay Fund as an example, generally only 0. 15% or 0. 12% is charged. But investors can't buy floor funds on these tripartite platforms.

As can be seen from the above, fund companies, banks, securities companies and third-party sales platforms all have their own advantages. Generally speaking, third-party sales platforms should be closer to users, and generally only charge a handling fee of 0. 15% or 0. 12%. The handling fee for purchasing funds will be lower than others, and the purchase is also very convenient.