There are three kinds of complaints about bank employees cheating the elderly into buying funds.
1, go to the insurance company to negotiate and communicate the situation, and clearly inform the insurance company to modify the insurance contract or surrender (request to cancel the insurance contract). You can clearly tell the insurance company that its behavior is suspected of misleading sales, and you have the right to complain to the insurance regulatory authorities. Do a good job in collecting evidence of rights protection during the period.
2. Call the national insurance rights hotline 12378 to complain about the insurance company.
3. Complain to the local insurance regulatory authorities by telephone or online. At the same time, such a situation can also be complained to the local banking regulatory bureau. If there is evidence to prove that the bank staff are fraudulent or misleading, they should negotiate with the bank and the insurance company at the first time and ask for the termination of the insurance contract. If no settlement can be reached through consultation, a complaint shall be filed with the Banking Regulatory Bureau and the China Insurance Regulatory Commission. Finally, you can go to court to sue.
legal ground
Criminal law of the people's Republic of China
Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.
Criminal law of the people's Republic of China
Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated.
The Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Fraud stipulates that those who defraud public or private property in an amount of more than 3,000 yuan, 30,000 yuan, 100,000 yuan and 500,000 yuan shall be deemed as "large amount", "huge amount" and "extremely huge amount" as stipulated in Article 266 of the Criminal Law respectively.