"Non-guaranteed floating income" means that the principal and income cannot be guaranteed, and both the income and principal may suffer losses due to market conditions. However, under normal circumstances, bank financing is still relatively stable.

You can also pay attention to "bank smart deposit" products. According to the deposit insurance guarantee system, pay within 50W 100%. There are some products on Xiaoman Wealth Management APP (formerly Baidu Wealth Management) platform, including demand and fixed bank deposits. For example, the demand product "Sanxiang Bank Demand" can be withdrawn in advance, with a yield of about 3.9%, which can be accessed at any time, with interest bearing on the same day, unlimited holidays, withdrawal on any natural day, and real-time arrival on the same day, with no trading day limit and no limit; For example, the term bank deposit product "revitalizing smart deposits" has a maturity rate of around 4.8%.

Specifically, you can search for "download link of Du Xiaoman Financial APP" or follow "Du Xiaoman Technology Service Number" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!