Speaking of expected rate of return, we are familiar with "seven-day annualized expected rate of return" and "expected rate of return in the past year" and so on. However, there is no "seven-day annualized" net worth financial management, and there is no clear forecast of expected income. It calculates the expected future income based on historical performance.
For example, if the annualized rate of a monetary fund is 3% in the last seven days, it means that if the expected income of this monetary fund remains unchanged in the last seven days, it will get 3% expected income if it holds 1 year, and the 300 yuan income will be 1 10,000 yuan.
Net-worth financial management calculates expected income according to historical performance. Take Taikang Huixuan Yuetai Hybrid 1 as an example. August 24th, 20 18 shows the unit net value of the previous day (August 23rd), and the net value increase in the latest year = (it is the net value on August 23rd, 20 18. On August 24, 20 18, the expected rate of return of this product in the past year is the maximum difference between annualized and net value in the past seven days. The expected yield of refined products fluctuates with the net value, and there may be losses in short-term holding. For example, the quarterly expected return of a product is positive expected return, but the net value first falls and then rises. If you buy with high net worth and sell with low net worth, then the principal will be lost.
Generally speaking, the expected rate of return of net worth financial management is calculated according to the rise and fall of net worth. In the short term, due to the fluctuation of net worth, the expected return may decrease. But in the long run, the expected return is basically the same as before.