Directly connected to the bank-the fund company has developed a program interface directly connected to the bank, and your transfer transaction is completed directly between the fund company and the bank.

Other third parties (including Tonglian)-Tonglian is a commercial third-party payment company, which is equivalent to developing a transaction interface for bank outsourcing. Your transfer transaction is completed through the fund company-tripartite payment interface program-bank.

Main differences:

Directly connected fund companies need to develop their own, and there will not be many banks that support docking, but the stability, safety and timeliness are the highest and the rate is high;

The third-party interface is developed by commercial companies, which supports a wealth of docking banks, with relatively low stability, security and timeliness, and low rates.