The money fund in Yu 'ebao is a service that gathers idle funds of users and manages them in a unified way. The money fund in Yu 'ebao is different from the traditional money fund and needs to be purchased and redeemed. The money fund in Yu 'ebao has the function of being available at any time, which is more convenient to use.

Like the traditional fund, the money fund in Yu 'ebao adopts T+ 1 or T+3. It's just that traditional funds treat funds as commodities and conduct buying and redemption operations. The money fund in Yu 'ebao can not only be used for consumption, but also be transferred to the balance of bank cards and Alipay at any time, and can also be used for consumption, making users' funds more flexible. Traditional funds need to start from 1000 yuan, while Yu 'ebao has no restrictions, and even a penny can be deposited in Yu 'ebao. The money fund in Yu 'ebao is easy to operate, with low threshold and zero handling fee, and can be used at any time. Yu 'ebao is an innovative financial management tool, and Yu 'ebao is also the largest monetary fund in China.

After the upgrade of Yu 'ebao, the existing monetary funds in the balance treasure include: Huaan Rixin Currency A, Guotai Bao Li Currency, Jing Shun Great Wall Jingyi Currency A, Guangfa Li Tiantian Currency E, Nuoan Tiantianbao A, etc., and the annualized rate on the 7th remained at around 2.6%.