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Which banks can withdraw housing provident fund?
Banks that can withdraw provident fund are:

China Construction Bank, China Postal Savings Bank, China Agricultural Bank, China Bank, China Bank of Communications, China CITIC Bank, China Merchants Bank, Shanghai Pudong Development Bank, China Industrial Bank, China Industrial and Commercial Bank, China Minsheng Bank, Ping An Bank of China, Huaxia Bank, China Everbright Bank, China Guangfa Bank and other banks stipulated by the state.

Conditions for withdrawing employee housing provident fund. According to the provisions of Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the storage balance in their housing provident fund accounts in any of the following circumstances:

(a) the ownership of the purchase of self-occupied housing;

(two) the construction, renovation, overhaul of the city's ownership of self-occupied housing;

(three) to repay the principal and interest of the city's self-occupied housing loans;

(four) there is no room in this city and the housing in this city is rented for self-occupation according to law;

(five) the families of low-income workers with financial difficulties pay the property service fee for the self-occupied housing in this city;

(six) family life is difficult to pay rent, property service fees, after-sales public housing property maintenance fees and other housing consumption expenses;

(7) retirees;

(eight) most or all of them lose their ability to work and terminate their labor relations with the unit;

(nine) have left the country to settle down;

(10) Dead or declared dead (applied by the employee's legal heir or legatee);

(eleven) other circumstances stipulated by the state and this Municipality.

Reference materials? Shanghai housing accumulation fund network