There is no limit to the number of reimbursement for employee medical insurance within one year. As long as the medical expenses meet the requirements, they can be paid from the basic medical insurance fund in accordance with state regulations. The medical expenses that should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. In addition, the social insurance administrative department and the health administrative department have established a settlement system for medical expenses in different places to facilitate the insured to enjoy basic medical insurance benefits. For Changzhou area, medical insurance payment will not lead to the previous payment period and balance being cleared and accumulated. Individuals who have reached the statutory retirement age and whose cumulative payment period conforms to the provisions of the state can be exempted from paying the basic medical insurance premium after retirement and continue to enjoy the corresponding treatment.

Medical insurance fund management:

1. Sources of medical insurance fund: including individual contributions, unit contributions and government subsidies;

2. The purpose of the medical insurance fund: to pay the medical expenses, drug expenses and related management expenses of the insured;

3. Supervision of medical insurance fund: the social security agency is responsible for supervision to ensure the safe and rational use of the fund;

4. Medical insurance fund audit: regular audit to prevent fraud and abuse;

5. Disposal of medical insurance fund balance: The surplus funds are usually rolled into the next year or used to improve the treatment level.

To sum up, medical insurance is not liquidated once a year, and there is no limit to the number of reimbursement for employee medical insurance within one year. Medical expenses can be paid from the basic medical insurance fund, and social security institutions and medical institutions can directly settle accounts. In addition, Changzhou medical insurance payment is not clear, and eligible individuals can be exempted from paying basic medical insurance premiums after retirement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.