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Buy and sell a home.

In the process of buying and selling a house, many people will be aware of the things to pay attention to when selling a second-hand house. However, even if many people pay careful attention, they will still miss many details. If they miss it, it will cost them a lot of money.

What should sellers pay attention to when trading second-hand houses?

Things to note for buyers Buying a second-hand house is completely different from buying a new one. New houses mainly deal with developers, but second-hand houses have more to do with landlords... We need to pay attention to all the links in between. The most feared thing is to suffer a loss, but we choose to buy

There are many things to pay attention to when buying a second-hand house, and you may fall into a trap if you are not careful.

Overall, there are 8 things buyers should be aware of.

1. Find out the real situation (1) Go to the real estate trading center with your ID card to check the real information about the house. It costs 30 yuan.

(2) It can be left to the intermediary to take full responsibility. The contract states that if the real estate certificate is not authentic, the intermediary will bear all the responsibilities.

(3) Confirm the true identity of the homeowner.

2. Whether the house procedures are complete (1) whether the real estate certificate and land certificate are complete; (2) whether the house has been mortgaged, whether it has been sealed up by the court, whether the house was bought with a mortgage loan, whether it is rented, and how much the loan amount is; our country includes most

All regions recognize that “sales do not violate leases”, which means that a house sales contract cannot compete with a previously established lease contract.

(3) You can ask for a copy of the intermediary business license.

3. Is the property right of the house clear? (1) Some houses have multiple owners? For example, if there are heirs, family members, and couples, the buyer will

A house sales contract should be signed with all legal persons.

(2) If only some parties dispose of the owner's property without authorization, the sales contract signed by the buyer without the consent of other parties will generally be invalid.

4. Whether the land situation is clear and pay attention to the service life of the land.

If the land use right of a house is only 40 years, and the owner has used it for more than ten years, it is not cost-effective for the buyer whether it should still be evaluated based on the price of a commercial house with a land use right of 70 years in the same location.

5. Pay attention to the payment method (1) Make specific agreement on the payment method, payment date and payment amount.

The best way is for one party to deposit cash in the bank first, both parties to deliver the money at the bank, and one party to withdraw the cash and deposit it directly into the other party's account.

(2) If the house you are buying and selling has a loan, you must pay special attention when paying. Generally, the seller should pay off the loan in advance.

6. Determine the delivery time, payment method and time, all of which are indispensable. If the intention to buy or sell is reached, the delivery time should be clearly stipulated in the contract.

In the past, during the process of buying and selling houses, disputes often occurred because the delivery time was not specified in the contract. For example, when the agreed time came, the seller was unable to deliver the house to the buyer due to leasing or other reasons, and the buyer did not specify the delivery time in the contract.

If relevant explanations are provided, the buyer will only suffer a "dumb loss".

Therefore, during the signing of the contract, it is necessary to indicate when and how the seller will deliver the house to the buyer, what kind of compensation the buyer will receive if the house cannot be delivered on time, whether the house is still leased, etc.

Under normal circumstances, at the time of agreement, the buyer can use about 10% of the total price of the house as a condition to constrain the seller to hand over the house.

7. Household registration issue When the buyer is verifying the property situation, don’t forget the household registration relationship associated with the house, and whether the seller will move out his family’s household registration at the same time after selling the house.

Similar situations often occurred in the past, such as the seller not signing out his family's household registration at the same time after selling the house, resulting in the buyer being unable to move the household registration.

This agreement can be noted in the "Other Agreements" in the "House Purchase Conditions Agreement" clause.

Just like the agreement on the delivery time, under normal circumstances, the seller can reserve a sum of money and pay it to the seller after confirming the household registration status at the time of delivery. The amount of this money is generally about 1% of the total price of the house.

8. Beware of the maintenance fund being "hacked". Many consumers ignore the maintenance fund when buying second-hand houses. Intermediaries often use this "gap" to eat into the maintenance funds. Such situations often occur in the following ways: The intermediary tells the seller of the second-hand house

There is not much maintenance fund left, and usually it is given to the buyer. When dealing with the buyer, the intermediary claims that the seller did not "give" the maintenance fund to you, and the buyer has to apply for the maintenance fund again. In this way, the maintenance fund will be transferred to the buyer.

out of the intermediary's pocket.

The buyer and seller need to understand each other in person. If the maintenance fund is to be donated to the buyer, both parties need to agree in the "Other Agreements" in the "House Purchase Conditions Agreement" clause.

Under normal circumstances, when a house is handed over, both the buyer and the seller need to go to the Housing Authority and the corresponding property management company together to make the fund delivery and change the account name according to the account balance of the maintenance fund.