Before the article begins, if a friend has not been exposed to insurance before, you can use this article to understand:
"Super complete! Everything you want to know about insurance is here.
1. Why do you have to buy 1 million medical insurance? What kind of person is more suitable for insurance?
Millions of medical insurance refers to the medical expenses incurred by the insured during the insurance period due to illness. Most of them can be reimbursed by millions of medical insurance, as long as they are within the coverage of millions of medical insurance and are greater than the deductible.
However, the deductible line of millions of medical insurance is 1 10,000 yuan, and some minor medical expenses have not reached the deductible line and cannot be reimbursed.
Although medical insurance can also reimburse medical expenses, when actually seeing a doctor, medical insurance generally only reimburses a part, and there is always a large amount of out-of-pocket expenses.
It seems that the two are very similar, but in fact they are so different that they can't even replace each other, and millions of medical insurance is only a few hundred dollars a year, which is really suitable for the insured.
Furthermore, the scope of application of millions of medical insurance covers everyone, whether children, students or adults, and they need to know about millions of medical insurance. Because friends eat whole grains, it is very easy to get sick. We can use this insurance to solve the problem of family expenses during illness treatment, and we can't refuse it.
But millions of elderly people have medical insurance, so there is no need to choose. Because many health insurances have restrictions on the age of purchase, such as critical illness insurance and medical insurance, most products on the market will be rejected by people over 55.
And with the increasing age of the elderly, the risk of illness will rise again and again. In order to reduce the risk of compensation probability, insurance companies have adopted certain restrictions on the amount of insurance that the elderly can insure. We should also know that millions of medical insurance, the older you get, the more expensive the premium, so the cost performance may not be so high.
At this point, some friends may ask senior sister, is there a difference between million medical insurance and other health insurance? Don't worry, senior, let me introduce you to your friend:
What's the difference between critical illness insurance and medical insurance? Will there be conflicts when making claims? 》
Second, how to choose an excellent million medical insurance?
Millions of medical insurance with the following four conditions is excellent:
1. Internal report on unlimited social security
When we have a large amount of medical expenses, medical insurance can reimburse us more expenses, even drugs that are not listed in the social security catalogue or purchased drugs meet the reimbursement requirements, reducing the economic pressure of patients.
2. The terms of renewal should be friendly.
Most medical insurance is guaranteed once a year, and friendly terms mean that the insured will not be refused by the insurance company because of poor health.
3. It has the function of advance payment.
Don't worry about charging large medical expenses. We can enjoy most of the expenses paid by millions of medical insurance and get reimbursement after discharge.
4. There are value-added services.
From booking registration to hospitalization to providing rehabilitation programs, we provide you with all-round services, and you don't have to worry about every step.
Third, senior sister suggested.
Through the above explanation, millions of medical insurance can deduct the medical expenses incurred by hospitalization due to illness, which is worthy of praise. It is recommended that you take out millions of medical insurance that meets the health notification.
Finally, the senior specially prepared a small gift for you. If friends are interested, you can come and find out:
Please be careful when you encounter these medical insurances! 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!