It is normal for WeChat to buy the foundation to lose money, because WeChat is only a consignment platform, which means it is a third-party platform. The profit and loss of the fund mainly depends on the increase of the fund, which mainly depends on the investment target, that is, the investment direction.
For example, stock funds mainly invest in a basket of stocks, so the rise and fall of the fund is determined by the stocks invested. If the invested stocks go up, the fund will go up, then investors will make money, and the invested stocks will fall, then the fund will fall, and then investors will lose money.
So all funds are risky, which is different from bank time deposits. The bank's time deposits are guaranteed capital and interest, and the funds may lose money. Moreover, there are many types of funds, and the types of funds are different. The risk and return of the fund will be different.
Therefore, when buying a fund, you should know more about the fund and have a general understanding of the fund, which can effectively reduce the possibility of losses. If you don't want to buy funds on WeChat, you can give priority to some low-risk funds.
For example: money fund, the risk of money fund is very small, the possibility of making money for a long time is relatively large, and the possibility of losing money is relatively small. It just means that the income of the money fund may not be very high. When you choose a money fund, you can look at the past earnings, and you will find that the earnings of the money fund are relatively stable, and most of them are positive. Although there are risks in money funds, you can choose the ones that are all positive and have better returns.