there are two ways to withdraw the Beijing provident fund, one is to apply for withdrawal by the offline provident fund management center, and the other is to apply for withdrawal by using AliPay app.
The specific operation process is as follows:
1. The process of applying for withdrawal from the offline provident fund management center:
(1) Go to the local provident fund management center to withdraw, and you can call the hotline of the provident fund center before withdrawing, and prepare the information for withdrawal from the provident fund in advance.
(2) Then go to the provident fund center to fill in the application form for withdrawal of provident fund and submit the information.
(3) the provident fund center will review the personal conditions and the authenticity of the information.
(4) After approval, transfer the balance of the provident fund to the designated bank card.
2. The process of Alipay's withdrawal of housing provident fund:
(1) Through Alipay, many regions have supported Alipay to withdraw housing provident fund, but not all regions support it.
(2) Open Alipay, and then directly enter the provident fund withdrawal in the search bar.
(3) enter the provident fund withdrawal page and select the provident fund withdrawal.
(4) Log in with your personal account according to the page prompts, and you need to register for the first time.
(5) On the extraction page, you need to select the extraction conditions of housing provident fund, which can be renting a house or paying the principal and interest of the mortgage, and you need to provide corresponding certificates.
(6) Select the amount withdrawn from the provident fund and confirm the withdrawal.
The following materials need to be prepared to withdraw the provident fund:
1. Original and photocopy of ID card;
2. The application form for withdrawal of provident fund can be downloaded and filled in on the provident fund website;
3. The original and photocopy of the bank card for opening an account, which is used to transfer the withdrawn provident fund to the personal bank account;
4. salary flow or resignation certificate issued by the company (except for applying for house purchase or building);
5. Relevant supporting documents such as house purchase contract, house lease contract and renovation contract (except for application for house purchase, house building or overhaul);
6. Relevant supporting documents such as house property certificate, house sales contract, approval documents for building or overhaul (except for applying for building or overhaul).
To sum up, the above preparation materials may be different due to different regions and specific application items. Please read the relevant regulations carefully before handling.
Legal basis:
Article 26 of the Regulations on Housing Provident Fund Management
Employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.
the housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on granting or not granting the loan, and notify the applicant; If the loan is granted, the entrusted bank shall go through the loan formalities.
the risk of housing provident fund loans shall be borne by the housing provident fund management center.