Fund selling needs to be carried out after the buying share has been confirmed and the trading day of confirming the share has passed 15:00. For example, if you buy on Tuesday morning 10:00, you need to wait until Wednesday afternoon 15:00 before you can sell.
At present, according to the decreasing risk, the order of the above funds is: futures fund, stock fund >; Hybrid fund > bond fund > money fund.
Fund Redemption: When investors intend to redeem their funds, they can bring the debit card and fund trading card of the bank where the account is opened, and also fill in and submit the transaction application form before 3 pm. After being accepted at the counter, investors can inquire after five days, and the redeemed funds will arrive.
Fund withdrawal: If trading investors need to cancel the transaction, they can bring their fund trading card and bank debit card to the counter before the trading day 15 to fill in the transaction application form, indicating the cancellation of the transaction.
If it is after 15, some banks can make an appointment for trading according to the quotation of the day and trade the next working day. Almost all banks and fund management companies support online trading funds.
Operation skills:
Look at the market outlook before operation:
The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.
Switch to another product:
Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.
Regular fixed redemption:
Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.