A: The IMF's loan conditions refer to the harsh conditions with distinctive policies attached by the IMF when financing its member countries. Specifically, the additional conditions include: ① rectifying the financial order, ordering some financial institutions to go bankrupt, and reorganizing financial institutions to meet the capital requirements of the Basel Accord as soon as possible, but in the process, the interests of depositors and creditors must be protected; (2) Open the financial market and remove the restrictions on foreign investment in domestic financial institutions; (3) cut fiscal expenditure, tighten the economy, and put forward macroeconomic forecast indicators for the new year (including reducing GDP growth rate, curbing inflation, and improving international payments); (4) adjusting the economic structure and carrying out market-oriented and privatization reforms. For the International Monetary Fund, an international organization whose purpose is to stabilize the exchange rate relations among countries, its adjustment scheme, or the conditionality of loans, mainly considers the external economic balance of crisis countries, and always encourages the economic opening and financial liberalization of countries from the perspective of free market economy theory.