1, high-risk return type: these funds prefer small and medium-sized stocks with large long-term growth space, with high P/E ratio and positions higher than the average level of the same type. Industry allocation mostly belongs to emerging sectors such as medicine and Internet. Fund managers are good at stock selection and their performance fluctuates greatly.

2. Medium-risk return type: this type of fund is balanced in allocation, but biased towards a certain sector, with strong risk control ability and good performance stability. Although the short-term ranking is not high, continuing to lead the long-distance running is expensive and suitable for long-term investment. Fund managers are mostly senior fund managers who have experienced the test of bulls and bears.

3. Low-risk return type: This type of fund is mainly based on low-risk debt, with expected annualized return less than 10% and less exit risk, generally less than 3%. Strong risk control ability and outstanding performance stability.

Extended data

Precautions:

1, be careful not to "love the new and hate the old" and not blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.

2. Be careful not to buy bonus funds unilaterally. Fund dividend is the return of investors' previous income, so it is more reasonable to change the dividend method to "dividend reinvestment" as far as possible.

3. Be careful not to talk about heroes by short-term ups and downs. It is obviously unscientific to judge the pros and cons of the fund by short-term ups and downs, and it is necessary to make a comprehensive evaluation of the fund in many aspects and conduct a long-term investigation.