I. Product Risk Rating
According to the data, Jing Shun Great Wall Jingyi Currency A belongs to the monetary fund, with a low risk level, which is basically the lowest risk among wealth management products.
Although the money fund is also a non-guaranteed wealth management product, because the money fund now adopts the calculation method of risk allocation, the expected income every day is positive and there will be no loss.
From this perspective, the risk of Jing Shun Great Wall Jingyi Currency A is still very low.
Second, the historical redemption of products.
Up to now, Jing Shun Great Wall Jingyi Currency A has been established for more than 4 years, and there is no risk accident, that is, there is no negative expected income and loss.
In fact, according to the theory, unless it is a global financial crisis or a nationwide large-scale redemption, the money fund will not lose money, but the central bank also requires the money fund to limit the amount of quick redemption to 6.5438+0.8 million yuan, so the probability of large-scale redemption is even smaller.
Judging from the historical redemption of products, the risk of Jing Shun Great Wall Jingyi Currency A is also very low.
Summary: Based on the analysis of the above two aspects, we can see that Jing Shun Great Wall Jingyi currency A is not guaranteed, but the probability of loss is very low, and it has never happened in history, so don't worry too much.