A sharp weapon to shock the market: consolidating "+"strategic products
In the volatile market, choosing "+"strategic products is a very good and stable choice.
In 2020, under the background that the income of money funds and bank wealth management products both fell, the "+"strategic products with fixed income quickly stepped out of the circle.
Fixed income "+"strategic products are mainly partial debt hybrid funds, mainly fixed income investment and equity investment. Among them, the fixed income part is bond investment, with bonds as the bottom position, and most positions choose stable fixed income assets to ensure the stability of income and lock in the bottom position income.
In the part of enhancing income, we will strive to seize opportunities with high certainty such as convertible bonds and increase income.
The equity part is stock investment, and the allocation of a small proportion of equity positions increases the flexibility of income. This kind of products can satisfy the small greed of earning a little more than buying pure bond funds.
During the fluctuation period of stock or bond market, "fixed income+"can also use the seesaw effect of stock and debt to hedge the downside risk of a single asset. When the bond market is improving and the stock market is falling, the "fixed income+"strategy will give full play to the attribute of partial debt and strive for steady income through the bottom debt; When the bond market falls and the stock market improves, the "fixed income plus" strategy can use stock positions to hedge risks and enhance the elasticity of returns.
Therefore, if you want to earn more than ordinary debt, want to be stable, and worry about market shocks, then the "fixed income+"strategy is a very good choice.
A sharp weapon to shock the market: fixed investment
Insisting on fixed investment and shocking the market is also a stage for fixed investment performance.
In the volatile market, fixed investment can control the market fluctuation well.
Take this year's market as an example. In the first half of this year, there were two smiling curves, which fell first and then rose. In the second half of this year, the market began to fluctuate.
Here we analyze the statistical results of the fixed investment of China Europe Fund.
It should have been a year in which the fixed investment party could show its talents, but the statistical results of the fixed investment data were not ideal, because in the downward stage, which is most suitable for the low-level layout of fixed investment, the number of fixed investment users gradually decreased, and the fixed investment was not started until the market began to pick up. It can be said that the first half of the smile curve was properly missed.
When the market falls to a low level, people who want to make a fixed investment dare not make a fixed investment, and those who are making a fixed investment also quickly stop. In the first half of the year, 40% of the fixed investment plan was terminated at a low market level.
The average yield of this batch of fixed investment plans at the end of February and March is only 6.76%. According to the simulation calculation, if it has been held until now (after a smile curve), the average yield can be close to 8 times!
Therefore, we must stick to the fixed investment, don't be afraid to start, make a share, earn a share, and stick to the fixed investment.