A friend who bought a second-hand house found that after discussing related matters with the owner, he still had to pay the house maintenance fund. So do second-hand houses need to pay maintenance funds?
Does the second-hand house need to pay maintenance funds?
Under normal circumstances, there is no need to pay the maintenance fund for second-hand houses, because when the ownership of houses is transferred, the original householder will show the property special maintenance fund deposit and balance to the buyers, and it will also be transferred to the new householder with the ownership of houses. However, if the original owner fails to pay the previous maintenance fund in full, it is necessary to negotiate who will pay the rest.
What fees do I need to pay for buying a house?
1, deposit
Although the deposit is not a necessary step in real estate transactions, most real estates will pay the deposit in the transaction process now. Especially for tough sellers, it is best to pay a certain deposit when the two sides reach a deal.
2, taxes and fees
No matter whether you buy a new house or a second-hand house, you need to pay certain taxes and fees. Under the same circumstances, the taxes and fees of second-hand houses are more than those of new houses, but you can also buy second-hand houses to avoid taxes by some means, such as value-added tax, which can be exempted as long as the real estate license is over two years, and personal income tax can be exempted as long as the second-hand houses are over five years and are the only real estate sold.
3. Advance payment
At present, most property buyers choose loans to buy a house, and they need to pay the down payment in advance, and the rest of the house payment is made by mortgage. When choosing loans, you can choose provident fund and commercial loans.
Summary: The above is about whether the second-hand house needs to pay the maintenance fund and what expenses are needed to buy a house. I hope I can help my friends in need. If you need to know more in the future, please pay attention to Qijia. com。
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