If there are more funds, you can buy them all, because the funds are scattered, reducing risk fluctuations and obtaining stable income; If you have little money, you can choose one or two.

In addition, because the domestic FOF products are not mature enough, these FOFs are all water testing products, and they are all in the form of mixed FOFs. From the performance comparison benchmark, although they are all risk balance models, most of them adopt a more conservative bond-based model (bonds account for 70%~85%), which determines that the income is relatively high, the risk of ordinary funds will be reduced, and the price fluctuation and risk are also greatly reduced. Theoretically, it is a typical safe return, but there is no reference data for the actual situation of fund operation in China. You should decide whether to buy or not according to your risk preference.