Unemployment insurance is a social insurance system enforced by the state through legislation. The government is responsible for establishing a fund from the society to provide material assistance and reemployment services to workers who have temporarily lost a certain period of life due to their own voluntary interruption of employment.

The difference between unemployment insurance and other social insurance is that it has the dual functions of ensuring life and promoting re-employment. It is closer to the labor market than other social insurance projects, and its mutual assistance is more prominent.

Characteristics of unemployment insurance: 1. Universality is mainly established to protect the basic life of wage earners after they lose their jobs, and its coverage includes most members of the labor force.

Therefore, when determining the scope of application, insured units should be independent of departments and industries, regardless of the nature of ownership, and their employees should be independent of employment forms, regardless of urban or rural residence.

After the labor relationship is terminated or terminated, as long as the conditions are met, you have the right to enjoy unemployment insurance benefits.

Analyzing the changes in the applicable scope of unemployment insurance in our country, it shows a trend of gradual expansion, from the four categories of people in state-owned enterprises to the seven categories and nine people of employees of state-owned enterprises and corporate-managed public institutions, to all urban enterprises stipulated in the unemployment insurance regulations.

Public institutions and their employees fully embody the principle of universality.

two.

Orders are enforced by laws and regulations formulated by the state.

According to regulations, units and their employees included in the unemployment insurance system must participate in unemployment insurance and fulfill their payment obligations.

According to relevant regulations, all units and individuals who fail to fulfill their payment obligations must bear corresponding legal responsibilities.

Third, the mutually beneficial unemployment insurance fund is mainly raised by the society and jointly borne by units, individuals and the state.

The payment ratio and payment method are relatively stable.

All unemployment insurance premiums raised are included in the unemployment insurance fund, regardless of the source channel and the nature of the payer, and are uniformly dispatched and used in the coordinating area to exert an economic function.