At present, there are no dedicated entrepreneurial editions and overseas funds.

There are two types of funds: open-end and closed-end. Open-end funds can be purchased directly on the fund company website (need to open online banking) or through various banks.

Closed-end funds must open a stock account and buy stocks like stocks.

There are several types of open-end funds: currency, bond, capital guaranteed and stock.

Currency funds have no subscription and redemption fees, and the income is equivalent to half-year to one-year deposits. They can be redeemed at any time without losing money.

The subscription and redemption fees of bond funds are relatively low, and the returns are generally greater than those of currency funds, but there is also the risk of losses, and the losses will not be large.

Stock funds have the highest subscription and redemption fees. The fund assets are stocks. When the stock market falls, the fund has the risk of losing money, but if the stock market rises, it will make a profit.

First, you need to understand yourself whether you want high risk and high return or prudent capital preservation and return.

The former one buys stock funds, and the latter one buys bond or currency funds.

After the fund type is determined, the fund selection can be based on fund performance, fund manager, fund size, fund investment direction preference, fund charging standards, etc.

Fund performance is ranked online.

For more stable stock funds, you can choose index or ETF. For fixed investment, it is best to choose back-end payment. For index funds with the same target, choose one with low management fees and custody fees.

I won’t make specific recommendations. Only your feet can tell whether a shoe is good or not.