When buying funds, a large number of funds can indeed spread risks, but it is not that the more funds you buy, the better. Buying more funds may not necessarily reduce the risk. For example, if an investor buys 30 stock funds, the risk is also great, because they are all of the same type of funds and cannot effectively achieve the purpose of diversifying risks. And when investing in stocks, some funds may invest in the same stocks.
Generally speaking, it is more appropriate for a person to hold 2~ 10 funds. If investors have more funds and more free time, they can also allocate funds of 5~ 10.
If investors don't have a lot of money and a lot of free time, generally speaking, holding 2-5 funds is enough, taking into account the risks and the difficulty of operation. When choosing how many funds to hold, everyone should consider it according to their own actual situation, because each investor's needs and circumstances are different, and it is impossible to say an accurate value.
In addition, when holding funds, be careful not to buy various funds. For example, some investors just buy five money funds. In fact, money funds invest in the money market. Just choose a good money fund to hold for a long time when you buy it. If you buy five, the income will not be particularly large.
In addition, some investors will buy all-stock funds in pursuit of income. For example, if they buy five funds in the same sector, the risk cannot be effectively dispersed. Therefore, when investors buy funds, they should pay attention to buying different sectors or different types of funds in order to maximize their income.