1. Advantages of graded funds 1. The investment form of graded funds has advantages. Investors can have both low-risk preferences and high-risk preferences, which can be adjusted according to their own risk tolerance. The share ratio of A and B; 2. Investors can flexibly allocate assets according to their own investment characteristics, such as risk tolerance and investment preference, and market trends; 3. Graded funds provide convenient, fast and low-cost fund investment methods for all kinds of investors.
2. Disadvantages of graded funds 1. The leverage ratio is too large, and some leverage ratios can reach 2 times or even 5 times, and the net value of funds fluctuates greatly, which is very risky; However, there is no entry threshold for the graded market, and a large number of investors enter the market. Once the price suddenly drops, some investors have no higher ability to deal with it. 2, the fund is discounted, which may cause losses to investors. Although the general fund discount has no effect on the net worth of investors as a whole, it may also cause loss of value; In addition, if investors do not respond in time when the fund is discounted, there may be a risk of loss. 3. The grading fund market system is still not perfect. China's grading funds are still in the development stage. In the investment market, imperfect systems and irregular markets will be used to carry out premiums and attract investors to arbitrage, thus causing some investors to suffer heavy losses. That's all about the advantages and disadvantages of graded funds. I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.