The main data of the fund are as follows:
1, fund size: Generally speaking, it is better to have a scale below 5-6 billion;
2. Latest net value: that is, the net value of the fund on that day. It is best to choose a fund with high or low net worth. First, it depends on the principal of individual investment funds; Second, it depends on the upward trend of the fund over a period of time; Third, it depends on the current market;
3. Fund's rate of return: Of course, it is better to choose a fund with high rate of return, but don't rush to make a decision for a fund with high rate of return in the short term.
4. Fund ranking: mainly refer to the ranking of Morningstar. Long-term top 10 funds are the first choice for subscription.
Broadly speaking, an interest extension fund refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.
From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The funds we are talking about now mainly refer to securities investment funds.
(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
(3) According to different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.
(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds.
The normative definition of fixed-term investment is a fund investment mode in which an investor applies through a designated fund sales organization, agrees in advance on the deduction date, deduction amount, deduction method and the name of the invested fund, and the sales organization automatically completes the deduction and subscription in the bank account designated by the investor on the agreed deduction date.
Generally speaking, there are two ways to invest in funds, single investment and regular quota. The method of regular quota is similar to the "lump sum deposit and withdrawal" method of bank savings. The so-called "fixed quota" means investing in the same open-end fund at regular intervals (such as 25th of each month) with a fixed amount (such as 500 yuan). Its biggest advantages are average investment cost and avoiding timing risk.
Resources Baidu Encyclopedia _ Fund Baidu Encyclopedia _ Fixed Investment