Bond fund is a medium and low risk fund product whose risk level is only higher than that of monetary fund. Its main investment target is bonds, and the expected return on investment is relatively stable. So what is the expected return of bond funds? Let's take a look at the financial management skills of bond funds with us.

1. What is the expected return of the bond fund?

80% of the fund assets of bond funds are invested in bonds with high credit rating, such as government bonds, credit bonds and convertible bonds. These bonds have high security level and low default risk, so the expected return of bond funds is generally stable.

According to the different proportion of bond investment, bond funds can be divided into pure debt funds and mixed debt-based funds.

Pure debt funds only invest in bonds, and short-term debt funds are a kind of pure debt funds. The expected expected rate of return of pure debt funds is generally around 5%.

There are four kinds of mixed debt bases: primary debt base, secondary debt base, convertible bond fund and index debt base. The main difference lies in whether to invest in stocks and the proportion of investing in stocks. The average expected yield of mixed debt base is around 10%.

Second, the financial management skills of bond funds

1, investment opportunities

The main profit source of bond funds is bond investment, and the expected yield of bonds is inversely proportional to the market interest rate. When the market interest rate is lowered, the expected yield of bonds is relatively considerable, so it is not suitable to buy bond funds during the period of rising interest rates.

2. Types of debt base

Pure debt funds are relatively less risky and suitable for investors with low risk appetite. The fluctuation range of partial stock debt base is greater than that of pure debt fund, and the expected return is also closely related to the stock market trend. When the stock market does not perform well, the expected return of the debt base is likely to perform well.

The above contents about the expected return of bond funds, I hope to help you. Warm reminder, financial management is risky and investment needs to be cautious.