Front-end charge: refers to the mode of charging subscription fee at the time of subscription and redemption fee at the time of redemption;

Back-end charges: refers to the fees charged at the time of purchase and redemption, which are not deducted at the time of purchase. Generally speaking, the longer the holding time, the lower the speed. If you are used to long-term investment, you can choose back-end charges.

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Not all funds have a back-end charging model, which is subject to the provisions of the fund company.