At present, the security of Zhongyuan Bank's wealth management products is relatively high. The product cooperation institutions are without exception first-class institutions in the province and China, which provide a good guarantee for the risk control of the products. The product types are rich, both personal and institutional.

Everything you need.

Zhongyuan Bank's financial product sales are mainly retail-based, that is, "individuals first, institutions second", and we develop inclusive finance so that ordinary people can enjoy the benefits of financial management.

In the design of financial products, we actively explore innovative models. Previously, the first phase was a non-standard product, and the second phase was a combination product of various standardized bonds. The next products to be issued are products that require active management by securities companies. In the future, standard and non-standard products

Hybrid products will be launched.

With the enrichment and improvement of various products, Zhongyuan Bank will become a "financial management supermarket" trusted by ordinary people.

The financial supermarket will have a full range of products with various maturities, different risk levels, varying returns, self-operated financial management and agency financial management, etc.

The head office of Zhongyuan Bank Co., Ltd. (ZHONGYUAN BANK CO., LTD) (referred to as: Zhongyuan Bank or ZYB) is located in Zhengzhou City, Henan Province.

Zhongyuan Bank has built a modern enterprise system and a corporate governance structure model of "three meetings and one layer", and implemented "one-level legal person, unified leadership, hierarchical operations, and authorized management" with a registered capital of 15.42 billion yuan, ranking first among city commercial banks in the country.

, with 22 functional departments, including the head office business department, 17 branches and 444 sub-branches, and also initiated the establishment of 9 rural banks.

On February 22, 2016, Zhongyuan Bank’s cross-border RMB business qualification was successfully approved.

As of June 30, 2021, Zhongyuan Bank’s total assets were 753.002 billion yuan.

The total amount of loans (excluding accrued interest) and deposit balances (excluding accrued interest) were 384.994 billion yuan and 448.500 billion yuan respectively, an increase of 7.8% and 5.5% respectively from the beginning of the year.

In the first half of 2021, Zhongyuan Bank achieved operating income of 9.718 billion yuan; pre-provision profit of 6.787 billion yuan; and net profit of 2.112 billion yuan, a year-on-year increase of 4.2%.

On October 27, 2021, Zhongyuan Bank announced that it planned to merge Luoyang Bank, Pingdingshan Bank and Jiaozuo China Travel Bank.

The scope of business includes absorbing deposits from the public; issuing short-term, medium-term and long-term loans; handling domestic and foreign settlements; handling bill acceptance and discounting; issuing financial bonds; agency issuance, redemption, and underwriting of government bonds; buying and selling government bonds and financial bonds; and engaging in inter-bank lending;

Buying and selling, agency buying and selling of foreign exchange; international settlement, foreign exchange guarantee, self-operated foreign exchange trading or foreign exchange trading on behalf of others, inter-bank foreign exchange lending, credit investigation, consulting and witnessing; engaging in bank card business; providing letter of credit services and guarantees; agency for collection and payment of payments and

Insurance agency business; provision of safe deposit box business; other businesses approved by the China Banking Regulatory Commission.

At present, domestic institutions that can provide customers with financial services mainly include banks, securities companies, investment companies, economic management companies, etc.

1. Bank financial management The financial products currently provided by commercial banks in my country are divided into three categories: capital-guaranteed fixed-income products, capital-guaranteed floating-income products and non-capital-guaranteed floating-income products.

2. Securities company financial management Securities financial management generally includes stocks, funds, commodity futures, stock index futures, foreign exchange futures, etc. Individual or institutional investors can choose different financial management tools according to their different needs and investment preferences.

3. Investment company financial management Investment company financial management generally includes trust funds, gold investments, jade, jewelry, diamonds, etc. It requires relatively high starting capital and is suitable for high-end financial managers.

4. APP financial management Currently, there are a series of APP financial management methods on mobile phones, with zero starting capital and suitable for all people.