Although fund investment carries certain risks, there are also many investment principles that can be followed to help investors maximize returns and reduce risks. The following are some common fund investment principles:

Dispersion Investment: Don’t invest all your money in one fund. Spread your investment across multiple funds to reduce risk.

Long-term investment: Fund investment is a long-term investment. You should choose funds that meet your risk tolerance, insist on long-term holding, and avoid blind trading.

Pay attention to the performance of the fund manager: The performance of the fund manager is an important indicator for selecting funds. You should pay attention to the historical performance of the fund manager and understand the investment style of the fund manager.

Prefer low-cost funds: Low-cost funds can save investors a certain amount of costs, so they should be given priority.

Avoid emotional investment: Do not be affected by market fluctuations, avoid emotional investment, analyze market conditions rationally, and adhere to investment strategies.

In short, fund investment requires mastering certain basic principles and making choices based on your actual situation and risk tolerance, so that you can better manage risks and obtain returns.