Why do people who play funds lose money easily?
1 blind investment: although fund investment is very simple, it does not require much professional knowledge for investors, and it can be bought and sold directly through platforms such as Alipay and WeChat. Many people come to play the fund because they think it can make money, but when they buy it, they don't pay attention to whether the fund can make money or not, and they don't know whether to take profit and stop loss. It is normal for such investors to lose money.
2-day trading: funds are different from stocks. Generally speaking, funds are recommended to be held for a long time. Short-term operation is either a loss or a loss. There is a certain fee for buying and selling funds. The more the investment principal, the more fees will be charged, and the shorter the fund holding time, the more fees will be charged. Investors' intraday trading may not only miss the market, but also increase additional investment costs, so the loss is normal.
3 chasing up and killing down: a fund will not always fall, nor will it always rise. The fund market is also unpredictable, and no one knows whether it will rise or fall tomorrow. The idea of fund investment is very simple, that is, buy low and sell high to earn the middle price difference. If it keeps chasing up, it will be very easy to get stuck. After the fund is quilt cover, if you want to untie it, you should either cut the meat or increase the position and share the investment cost.
Are there many people who have lost 70% of their funds?
Not much, the fund is diversified, without the high risk of stocks, and it is basically impossible to lose 70% of the positions. Moreover, when the fund has been plummeting, the fund manager will also carry out the position adjustment operation, and the maximum withdrawal of the fund is generally controlled within 40%.
It is not easy to buy a fund to make money, but it is not difficult to say it is difficult. As long as investors can choose a good fund to buy, and then can no longer hold it for a long time, they will basically not lose money. If the fund is held for a long time and does not operate frequently, then we can judge the income of the fund according to its historical rate of return. You can choose a fund with a good annual rate of return to buy and hold for a long time, and basically you can get good returns.