There are two ways to cancel the fixed investment, namely termination and suspension. After the termination of the fund's fixed investment, the fund will not continue to make fixed investment, and the fixed investment plan will be cancelled. Investors can only re-formulate the fixed investment plan if they need to continue to make fixed investment. If the fixed investment is suspended, the fixed investment plan can be resumed later. After the suspension, you can withdraw funds through redemption.
The fixed investment of the fund is to deposit a fixed amount of funds in the account every month according to the agreed conditions when purchasing the fund, and the bank will buy the same amount of funds for you at a fixed time every month. Fund trading hours: Monday to Friday, 9: 30am-1:30am, afternoon13: 00pm-15: 00pm, and trading is not allowed on legal holidays.
The advantages of the fund's fixed investment are:
1, reducing risk. The investment method of purchasing funds is one of the less risky investment and financial management methods, while the fixed investment of funds will spread the risks evenly by investing the funds in batches. On the basis of fund investment, reduce risks again.
2. Reduce the investment cost. When buying a fund, it is the net value of the fund on the day of each trading day, and the net value of the fund is constantly changing. If the fund is fixed, the amount of money to buy the fund is fixed. For example, if the fund makes a fixed investment, the net value of the fund is 1.2, and every time it makes a fixed investment of 1.000 200 yuan, you can buy1.000 copies at this time. Next month, the net fund value will drop to 1, at which time 1200 yuan can buy 1200 copies. 2400 yuan a * * * to buy 2200 shares, the cost per share is only 1.09 yuan.
3. Leave investors a choice. The fixed investment of the fund is bought in batches. Compared with full warehouse purchase, if there is a problem with funds in the later period, you can choose whether to evacuate or add positions in time.