At present, wealth management products have low investment threshold and flexible access, but the annualized rate of return of such products is generally low. Users who want high returns will choose to invest in stocks and funds. If investors choose good fund products, the income will be better than that of stocks. Compared with stocks, the investment risk of funds is better.

How long does it take to confirm the share of Alipay Fund?

It won't take long to confirm the share of Alipay Fund. According to the net value settled on the same day, it is normal to buy before three o'clock. Although it shows the share confirmed tomorrow, it is actually the share obtained according to the net value of the day. Simply put, buying before three o'clock on Monday and Friday is to determine the share according to the net value of the day; Buying after three o'clock from Monday to Thursday is to determine the share according to the net value of the next day; After three o'clock on Friday and Saturday and Sunday, the share will be determined according to the net value on Monday.

For investors, the fund share after investing in this fund is really limited to 15 points. If Alipay Fund purchases before the trading day 15, the net share value will be calculated according to the net value on the day of purchase, and the fund share will be confirmed on the second trading day. At this time, you can see the income of the day after 8 o'clock.

Has the foundation in Alipay paid off its principal?

Funds are risky, so buying a fund on Alipay may cause losses, but generally it will not lose the principal. The reason is:

1, only when the net value is 0, will all losses occur, and the net value of the fund will not appear as 0. Because when the net value of the fund is lower than 1 yuan, the conversion condition will generally be triggered. After the conversion, the net value returns to 1 yuan, and the fund can continue to operate.

2. Suppose an investor buys a fund with a net value of 1 1,000 yuan in 3 yuan at a high level, and its net value drops to 0.5 yuan one year later. At this time, the fund assets are still 65,438+0,000 * 0.5 = 500 yuan (excluding handling fees), which is not a loss.

3. When the net asset value of the fund is less than 50 million yuan for 60 consecutive days, or the number of fund share holders is less than 200 for 60 consecutive days, liquidation will be carried out, and there will be a sum of money after liquidation.

If Alipay Fund purchases after the trading day 15, the net value of the share will be calculated according to the net value of the next day, and the fund share will be confirmed on the third day. The next day, the net closing price is bought, and after the share is determined on the third day, the income should be seen after 8 pm on the third day.