1. Opening an account is simple. Bring your ID card, Hong Kong and Macao Pass/Passport, customs clearance receipt (the new policy no longer requires proof of address) and go directly to the counter of ICBC (Asia) in Hong Kong to activate it on the spot. You can also witness account opening (video account opening) in China, but at present, the threshold is relatively high, there are many constraints, and the appointment time is relatively long. You can't activate it on the spot. It is recommended to ask the branches around big cities. Bring your Hong Kong and Macao Pass (within the validity period) and ID card to ICBC for application. After filling in the information, ICBC will give you a password device of ICBC Asia. Then wait, wait for ICBC (Asia) to call you and confirm your mailing address, ID card, telephone number and other information; After confirmation, please wait until ICBC (Asia) sends you the card (i.e. ICBC (Asia) account) and then remits 1, Hong Kong dollars to ICBC (Asia) to activate the ICBC (Asia) account.

2. Individual purchase and remittance of foreign exchange should follow the national foreign exchange management policy. Before applying for foreign exchange purchase and remittance, please determine for yourself or check with the remittance bank whether it meets the requirements for foreign exchange purchase, meets the annual total amount management of individual foreign exchange purchase, and whether the remittance meets the restrictions of local laws and regulations. That is, the exchange quota of 5 thousand dollars per person per year. It is recommended to remit money by bank of China, and the handling fee will be cheaper if you are in the same trade. The arrival speed is generally one working day.

3. Online banking and mobile banking can directly exchange foreign currencies. Hong Kong has free capital and no domestic foreign exchange control.

4. For transfers to China Industrial and Commercial Bank of China, 15 yuan HK$ will be charged for each transaction, and for transfers to non-China Industrial and Commercial Bank of China, 2 yuan HK$ will be charged for each transaction, in addition to the agency bank charges. In addition, you can also withdraw cash from ATM machines, with a daily limit of HK$ 2,.

5. ICBC (Asia) can directly apply for a Hong Kong securities account, and wealth management and funds can apply for it through online banking.