There is nothing wrong with such a long-term fixed investment of Huaan 180, because index funds do not rely on investment management teams. However, it is very problematic to invest Huaxia dividend for such a long time, because the investment management team may change for such a long time, and it is difficult to maintain the original performance record.

As for ls, some people say that it is too risky for you to choose stock funds and index funds. I think it depends on your actual situation. If you are still young (for example, under 35 years old) and have little economic pressure, you should actively allocate these high-risk assets.