Whenever New Year's Day comes, investors in the market will discuss whether to celebrate the festival by holding currency or holding shares.

How to plan the funds in hand?

Below we have prepared relevant content for your reference.

Whether to hold currency to celebrate the holidays or hold stocks to celebrate the holidays, investors need to consider the following factors: 1. Historical trends By comparing the stock market trends in the past ten years, it is found that before and after holidays, the stock market will most likely go down. At this time, it is better for investors to choose to hold currency and wait and see.

; If the stock market is likely to open higher after the holidays, investors can buy some stocks in moderation before the holidays.

2. External environment During holidays, China’s stock market will be closed. For example, the market will be closed for three days on New Year’s Day, while foreign stock markets will open as usual, and domestic news will change. This will intensify the uncertainty of the post-holiday market to a certain extent, which will be detrimental to investors.

Generally speaking, there is a gambling aspect to holding stocks during the holidays. If during the holidays, foreign markets develop well and various good domestic news are good, it will be a good thing for holding stocks. On the contrary, it is better to hold the currency and wait and see.

3. Investor preferences At the same time, investors’ investment preferences will also have a certain impact.

For long-term investors, they focus on the long-term trend of stocks. Short-term fluctuations during holidays will not affect their investment strategies; for short-term investors, the uncertainty of the stock market during holidays will bring them

If there is a greater investment risk, it is better to hold the currency and wait and see.

4. The actual situation of individual stocks. If the stock purchased by investors has a high position and large bubbles, or there is major bad news about the stock before the holiday, investors can consider selling it and short positions for the holiday. On the contrary, if the stock is in

If the position is low, the price is seriously underestimated, or there is major good news before the holiday, investors can consider holding the position for the holiday.

So, how do investors plan their money during the holidays?

1. Treasury bond reverse repurchase investors can consider buying treasury bond reverse repurchase before the holidays to enjoy the benefits brought by the treasury bond reverse repurchase during the holidays. Generally speaking, during holidays, the funds in the market are relatively tight, and the income

The rate is relatively high. The threshold for reverse repurchase of treasury bonds in the Shanghai and Shenzhen markets is 1,000 yuan, increasing in integer multiples of 1,000. The minimum change amount is 0.005 yuan. Investors in reverse repurchase transactions of treasury bonds in the Shanghai market need to open a Shanghai shareholder account, and treasury bonds in the Shenzhen market need to open a shareholder account.

Reverse repurchase transactions require the opening of a Shenzhen Stock Exchange shareholder account.

2. Fixed-income financial products Fixed-income financial products, that is, their expected returns are locked within a certain range, and their risks are relatively small. Investors who purchase such products through securities companies should take into account the holidays when purchasing.

Choose a period. For example, if there is a three-day New Year's Day holiday, investors can choose fixed-income financial products with a three-day period.

3. Currency funds Monetary funds also have returns during holidays, and they are more flexible. Investors who sell stocks can consider buying some currency funds during holidays.