Questions and Answers on New Rural Cooperative Medical Care 1. What is the new rural cooperative medical system?
The new rural cooperative medical system is organized, guided and supported by the government. Farmers voluntarily participate. Individuals, collectives and the government raise funds from multiple sources.
2. What are the “new” aspects of the new rural cooperative medical care?
(1) There is government financial funding and support. The government provides 40 yuan per person per year (based on the number of participants in the county). Individuals pay 10 yuan per year. If the individual does not pay the fee, the government will not provide funding.
(2) The government should set up a special agency for management, with funds earmarked for special use. Those who manage the accounts will not see the money, and those who manage the money will not see the accounts. Use and use should be separated, and operations should be closed to ensure the safety of funds.
(3) Inpatient medical expenses can be reimbursed on a proportional basis, and a family outpatient account should be established to take into account the reimbursement of outpatient medical expenses (8 yuan per person).
3. What is the significance of establishing a new rural cooperative medical system?
The new rural cooperative medical care is an important part of my country's rural social security system. It is funded by the government and is a social welfare. It mainly establishes a long-term and effective medical security system for farmers so that farmers can benefit from the new rural cooperative medical care. Reduce the economic burden of farmers' illness and improve their health.
4. Can the new rural cooperative medical system operate in the long term?
The establishment of the new rural cooperative medical system is to establish and improve a long-term and effective medical security system suitable for rural farmers. It is a practical and good thing done by the government for farmers. The government must not only persist in it for a long time, but also constantly summarize, improve and expand it.
, comprehensive promotion, so that farmers can get effective medical protection.
5. Who can participate in the new rural cooperative medical care?
All rural residents with agricultural household registration in the county can participate in the new rural cooperative medical care on a household basis, including migrant workers, business people and people working in various enterprises in the county, temporary workers and private workers in various agencies and institutions in counties, townships and towns.
Agricultural household registration among teachers.
In line with the principle of "a village can miss a household, but a household cannot miss a person", a one-household-one-certificate system is implemented.
6. Why should all family members participate in the new rural cooperative medical care on a household basis?
Since cooperative medical care has a mutual-aid nature and relies on everyone's money to help a few sick patients, farmers are required to participate in cooperative medical care on a household basis. The purpose is to avoid selecting people who are prone to illness to pay, while healthy people do not pay.
Condition.
7. What are the benefits of participating in the new rural cooperative medical care?
"There are unforeseen circumstances in the sky, and there are misfortunes and misfortunes for people." This is an old saying in China.
It is inevitable for people to get sick.
If one person in a family becomes seriously ill, it may drag down the whole family and have an impact on production and life.
When farmers participate in cooperative medical care, they first benefit personally.
From the minimum standard, you pay 10 yuan a year. If you get sick, the maximum compensation can reach 20,000 yuan, which is 2,000 times the individual payment.
Secondly, the new rural cooperative medical system is supported by the government. The funds supported by the government exceed the individual farmers’ investment. If the farmers do not participate, the government will not provide funding.
Furthermore, even if you don't get sick, you have helped the fellow villagers and done a good deed. If you get sick in the future, you will still have the opportunity to compensate. If you don't get sick within two years, you can also enjoy a free physical examination.
8. Why do farmers need to invest in rural cooperative medical care? This is determined by the nature of cooperative medical mutual aid and economy.
To enjoy the cooperative medical security, you must bear corresponding obligations, and farmers themselves must participate.
Only by assuming corresponding obligations can you enjoy the right to receive government funding.
In fact, the new rural cooperative medical care has reflected the financial support of the government and collectives, but the funds of the government and collectives are limited. Only by allowing the majority of people to participate can the cooperative medical fund-raising capacity be expanded and the mutual aid economy be fully utilized.
effect.
9. Why do I need to pay once a year?
And it has to be paid within the specified time?
The new rural cooperative medical system lasts for one year. Farmers who have not participated in the cooperative medical system during the charging period can only participate in the next year.
The purpose of this regulation is to timely and accurately count the number of participants and facilitate the accurate accounting of cooperative medical funds.
Because the normal operation of the cooperative medical system is based on scientific calculations, it must live within its means, determine the compensation standard as much as it can absorb funds, and balance the annual income and expenditure.
10. How to raise funds for the new rural cooperative medical system in our county?
Can government financial assistance funds be guaranteed to be in place?
Will funds be misappropriated?
Each farmer voluntarily pays 10.00 yuan per year, and the national, provincial, municipal, and county finance levels provide an annual subsidy of 40 yuan per farmer to participating farmers (20 yuan for the central government, 15 yuan for the province, 2 yuan for the city, and 3 yuan for the county), ***
A total of 50.00 yuan per person per year will be deposited into the county cooperative medical fund special account, forming a county-based overall fund dedicated to inpatient medical expense subsidies and outpatient medical expense subsidies for participants.
Government funding will be disbursed on schedule after the number of participants is reported and verified, and participation funds will not be misappropriated.