according to the relevant laws and regulations, the company should pay the provident fund in proportion to the total wages of employees, with the current minimum ratio of 8% and the maximum ratio not exceeding 2%.

China's Social Insurance Law stipulates that the employer shall pay social insurance premiums for employees, including housing accumulation fund, in accordance with national and local regulations. Specifically, the company should pay the provident fund to the housing provident fund management center according to the proportion of the actual total wages of employees. At present, the deposit ratio of housing provident fund stipulated in China is 8% to 12%, which may fluctuate according to the actual situation and policy needs, but the maximum deposit ratio shall not exceed 2%. In terms of the deposit amount, the higher the employee's salary, the higher the deposit amount. It should be noted that enterprises should calculate the deposit amount according to the proportion of the actual total wages when paying the provident fund, and pay it in full and on time. If the enterprise fails to pay on time or has insufficient payment, it will be regarded as an illegal act and may face fines and other legal responsibilities.

can enterprises set the proportion of provident fund deposit according to their own needs? Enterprises shall, in accordance with national and local regulations, pay the provident fund to the housing provident fund management center in proportion to the actual total wages of employees. At present, the minimum deposit ratio is 8%, and the maximum deposit ratio shall not exceed 2%. Enterprises cannot make their own deposit ratio at will.

the company shall, in accordance with relevant laws and regulations, pay the provident fund in proportion to the total wages of employees and pay it in full and on time. At the same time, enterprises should also pay attention to the changes of corresponding national and local policies and do a good job of deposit.

Legal basis:

Article 18 of the Regulations on the Management of Housing Provident Fund, the contribution ratio of housing provident fund for employees and units shall not be less than 5% of the average monthly salary of employees in the previous year; Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee, and shall be submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels.