Because the funds in the medical insurance card can be used for treatment and physical examination. Physical examination items include: blood analysis, urine analysis, liver function, renal function, blood sugar, blood lipid, abdominal B-ultrasound, color ultrasound, electrocardiogram, chest X-ray and chest X-ray. Large-scale examination, such as magnetic resonance or ptct examination, usually cannot be swiped by medical insurance card.

Some common areas that medical insurance may cover:

1. Outpatient expenses: including medical treatment fees, registration fees, examination fees, examination fees, medicine fees, etc.

2. Hospitalization expenses: including hospitalization expenses, operation expenses, nursing expenses, bed expenses, medicine expenses, etc.

3. Drug expenses: Medical insurance usually reimburses a part of drug expenses, and the specific reimbursement scope may include a specific drug list or drug classification according to the medical insurance policy.

4. Examination and laboratory expenses: Medical insurance usually reimburses a part of routine examination and laboratory expenses, such as blood routine, urine routine and X-ray examination.

5. Special treatment expenses: such as radiotherapy, chemotherapy, surgical treatment and other special treatment expenses.

6. Management expenses of special diseases: Medical insurance in some areas may provide management and reimbursement of special diseases, such as AIDS and cancer.

The application conditions for medical insurance are as follows:

1. Insured object: Generally speaking, medical insurance is suitable for people who meet certain conditions, such as employees, self-employed, migrant workers, unemployed people, the elderly and students. The specific insured object may vary from country to country.

2. Payment requirements: Medical insurance usually requires the insured to pay a certain percentage of social insurance premiums according to regulations. Payment requirements may include payment base, payment proportion and payment period.

3. Residence requirements: Some areas may have requirements for the residence of the insured, such as living or working in this area for a certain period of time.

4. Age requirements: Medical insurance may have restrictions on the age of the insured, for example, insurance can only be applied at a certain age.

5. Other special circumstances: Medical insurance policies in some areas may set special application conditions or treatment for special people or special diseases.

To sum up, the specific medical insurance application conditions may be different due to different countries, regions and medical insurance policies. You can consult local medical insurance institutions, social security institutions or medical insurance departments to understand the specific medical insurance application conditions and requirements in your area. Will be able to provide accurate information and guide how to apply for medical insurance.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.