Can we always hold the fund without liquidation_Fund holdings

Can we always hold the fund without liquidation? For many investors who buy funds, funds The buying and selling of funds has always been a very common thing. The following is what the editor brings to you. Can you hold funds without liquidation? I hope you like it.

Can the fund be held until the position is liquidated?

The fund is mainly held for a long time, but long-term holding does not mean brainless perseverance and not selling after making a profit. After holding for a long time, when the account makes a profit, it is necessary to take a reasonable profit stop. Of course, if you select a good fund, it is right to hold it all the time, but funds will also have swings, and there is no fund that keeps rising, so appropriate profit taking is also the key to making profits.

A few simple tips to teach you how to choose a high-quality fund. If you hold it for a long time, the probability of making a profit is high:

1. Choose a fund based on your risk tolerance. If If you are worried about risks, you can choose currency funds and bond funds. Unless force majeure occurs, these two funds will make money in the long term. If you have a high risk tolerance, you can choose equity funds related to the stock market.

2. Equity funds can be selected based on the past performance of the fund manager, the number of years the fund manager has been working, the number of funds managed by the fund manager, maximum drawdown, fund size and other indicators. Choose funds with high return rates, long experience in the industry, no more than 5 funds under management, a small maximum drawdown rate, and a moderate fund size.

3. Do not operate frequently after buying a fund.

Can funds be held for a long time?

Funds can be held for a long time, but only part of the funds can be held appropriately. On the one hand, some funds are not perpetual, so there will be a time for the product to be liquidated, and after liquidation, the fund will be officially dissolved. On the other hand, when the fund itself loses to a certain extent, there is a stop-loss liquidation line, so the fund will be disbanded directly at this time. Of course, for our long-term holdings, it is best to hold funds that are profitable every year and last for a long time.

Can I just leave the fund alone after I buy it?

After I buy the fund, I can just leave it there, because as long as the fund is still operating, the shares it holds will be operated accordingly. , rise or fall, but this is not recommended. Although the fund is more suitable for long-term holding, the risk is very high if it is ignored all the time. If it keeps falling without stopping the loss in time, you may lose a lot.

After the fund is purchased, the fund shares can be held for a long time, or part or all of them can be sold at any time; it is best to seize the opportunity to sell to obtain profits. After buying the fund, you can reduce costs by selling high and buying low. Fund fixed investment does not require timing and stop loss. Once the fixed investment conditions are set, no other operations are required.

You can keep the fund for more than a few years after buying it, but it is recommended to check it from time to time to avoid unnecessary consequences.

Steps and methods for selecting funds

When doing fund selection work, we can narrow down the scope of selection step by step from large indicators to small indicators, and choose from large to small. . The steps for choosing a fund mainly include the following aspects:

1. Choose a fund company

Many people ignore the step of choosing a fund company when choosing a fund. In fact, Choosing a good fund company is also very important and critical, because the level of fund managers in well-known and large-scale fund companies is relatively high. To give a simple example: For example, do those relatively outstanding talents go to big companies? This is the same reason. Good fund managers will also go to big companies.

2. Select the fund size

The size of the fund is also an important criterion for choosing a fund. The larger the fund size, the more stable the fund will be, and the range of fluctuations will be the same. Relatively small. Also, the larger the fund size, the more resources the fund company will invest. Therefore, when we choose a fund, we try to choose one with a relatively large fund size. However, it does not mean that bigger is better, because if the fund size is too large, it will be more difficult for the fund manager to control it, and the judgment should be based on the actual situation.

3. Select a fund manager

The professional level of a fund manager has a great impact on a fund, and the rise and fall of a fund also has a certain extent. Affected by the subjective consciousness of fund managers, think about it, our funds are all handed over to fund managers for investment. If we want to make ourselves feel more at ease, then we need to have a sufficient understanding of fund managers.

4. Look at the fund’s historical performance, fund rating, Sharpe ratio, CSI 300 yield curve and other indicators

After the previous screening, we have narrowed the scope a lot, then Looking at these indicators at this time, the work is relatively easy and will not be viewed on a large scale without any purpose. At the same time, the fund's maximum drawdown indicator is also relatively important, because the fund's maximum drawdown indicator corresponds to our risk tolerance, to see whether we can withstand the fund's maximum loss.

How much does a fund worth 30,000 yuan earn per day?

How much does a fund worth 30,000 yuan earn per day? There is no clear answer to this question, mainly for the following reasons:

1. Different fund types have different expected returns

We all know that funds can be roughly divided into currency funds, bond funds, hybrid funds and stock funds according to different investment targets. Different fund types have different expected rates of return. For example, the expected rate of return of monetary funds is smaller than that of stock funds. Yu'E Bao in Alipay is one of the monetary funds. In Yu'E Bao, 10,000 The daily income of one yuan will not exceed 1 yuan. In other words, if 30,000 yuan is transferred to Yu'e Bao, the expected income per day will not exceed 3 yuan.

2. The rate of return of the fund is constantly changing

The rate of return of the fund is changing and adjusting every moment. It may rise by 5% today and fall by 6% tomorrow. It may be falling for a continuous period of time, or it may be rising for a continuous period of time. Because the fund's rate of return is constantly changing, it is impossible to calculate the exact value every day.

3. Funds may lose principal

Funds do not guarantee principal or interest, so if you spend 30,000 yuan to buy a fund, your daily income may be negative. It is possible to lose principal, so you should not only think about how much income you can make, but also consider whether you will lose principal.

For example: if an investor buys a fund for 30,000 yuan and the fund increases by 10%, the investor will receive: 30,000 yuan × 10% = 3,000 yuan. Fund income = principal × yield - handling fee.