deposit procedures and place
deposit procedures:
deposit registration procedures of Langfang provident fund
establishment of unit account
establishment procedures of Langfang provident fund unit account
other deposit business
alteration registration procedures of Langfang provident fund
cancellation registration procedures of Langfang provident fund
transfer procedures of Langfang provident fund account
sealing and opening. Procedures for adjusting the deposit base
Procedures for reducing the deposit ratio and deferred payment of Langfang provident fund
Note: You cannot deposit the provident fund in the name of an individual, but you can only deposit it together with the individual through the unit.
deposit location:
provident fund service centers in various counties and cities of Langfang
address book of Langfang housing provident fund management center
deposit ratio
the standard of Langfang housing provident fund deposit ratio is 5% to 12% of the employee's monthly salary in the previous year.
deposit base
the deposit base of employee housing provident fund should be the average monthly salary of the employee himself in the previous year (natural year), and the calculation of the salary of the deposit base of housing provident fund should be approved according to the Regulations on the Composition of Total Wages of the National Bureau of Statistics.
new employees will start to pay the housing provident fund from the second month of their employment, and the payment base is the total wages of the employees in that month;
The newly transferred employees will start to pay the housing provident fund from the date when the transferred units pay their wages, and the base of payment is the total wages of the current month;
deposit base of compatriots from Hong Kong, Macao and Taiwan and individual industrial and commercial households
deposit amount
(1) monthly deposit amount of housing provident fund paid by employees
The monthly deposit amount of housing provident fund paid by employees is multiplied by the deposit base of housing provident fund paid by employees.
the monthly deposit of housing provident fund in Hong Kong, Macao and Taiwan compatriots is the employee's own deposit base multiplied by the unit housing provident fund deposit ratio.
(2) Monthly contribution of employees
The monthly contribution of employee housing provident fund is the contribution base of employee housing provident fund multiplied by the contribution ratio of employee housing provident fund.
The monthly contribution of individual housing provident fund for compatriots from Hong Kong, Macao and Taiwan is the employee's own contribution base multiplied by the employee's housing provident fund contribution ratio.
note: in the unit that implements the monthly (daily) wage system, the monthly deposit amount can be multiplied by the actual salary of employees in the current month respectively by the proportion of housing accumulation fund paid by the unit and the individual.
how to calculate interest
the housing provident fund will calculate interest according to the interest rate of China's laws and regulations from the date it is deposited in the employee housing provident fund account. [current annual interest rate: 1. 5%]
June 3th every year is the interest settlement date, and the interest settlement interval is from July 1st of last year to June 3th of that year, and all non-cancellation accounts participate in interest settlement.