In terms of return, in terms of risk.

1. In terms of income.

Wenying No. 1 is launched by China Life and consists of Xinhuiying + C account, with a fixed value-added of 2.5% written into the contract.

PICC Life Fushou's exclusive commercial pension insurance adopts a "stable + aggressive" dual-account management model with a guaranteed annual interest rate of 3%; an aggressive investment portfolio account guarantees an annual interest rate of 0.5%.

2. Risk aspects.

Taiping Wenying No. 1 is a currency fund with relatively stable income, low yield, and certain risks.

Baoshou Fushou Niannian's exclusive commercial pension insurance adopts a "stable + aggressive" dual-account management model, with high returns and low risks.