As we all know, the contribution rate and replacement rate of basic old-age insurance are mutually matched and inseparable. Generally, a high replacement rate must
Must have a high contribution rate to support; A lower contribution rate can only support a lower replacement rate. According to international practice, as the first pillar of the basic old-age insurance (public pension), its system orientation should be to provide the bottom line protection for the national pension and prevent poverty in the elderly. This "bottom line guarantee" system orientation shows that the replacement rate of basic old-age insurance should not be too high, and the corresponding payment rate should not be too high.
(B) the integration of the "three gold" system, for the national pension insurance as a whole diversion and decompression.
In fact, social security fee reduction and enterprise burden reduction are two different concepts. Social security is the livelihood of the people and the bottom line of corporate social responsibility. Therefore, social security fees should be reduced by addition and subtraction and system integration, rather than simply reducing the burden on enterprises, let alone shirking corporate social responsibility.
(three) increase the transfer of some state-owned assets to enrich the social security fund.
In order to offset the cost of social security reform and historical debts, we made two rounds of institutional arrangements for transferring state-owned assets to enrich the social security fund. The first round began at 200 1, and the state-owned shares were reduced to raise social security funds; The second round began in 2009, when the domestic securities market transferred some state-owned shares to enrich the national social security fund. On October 9, 2065438+07165438/KLOC-0, the State Council issued the Implementation Plan for the Transfer of Some State-owned Assets to Enrich the Social Security Fund, which is the third round of work arrangement for the transfer of state-owned assets. This time, some state-owned capital was transferred to enrich the social security fund. The main transfer targets are the shares of central and local enterprise groups, and the transfer ratio is determined to be 10% of the state-owned shares of enterprises.
Legal basis: Article 60 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall declare by itself and pay the social insurance premium in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.