Fill in the blanks, 10( 10 score)

Fill in the blanks with all the advanced ancient poems of China.

Jiang Nanan, Chun Lv-When I am the moon, so am I.

2 Sink, suffer-a romantic figure through the ages.

3。 Perseverance,-

Radio 20 (20 points)

Exceeding10 in three years (20 points)

A lot of computer finance

1。 The functions of the central bank-banks issued by banks, government banks,

2 Loan-Normal, Concerned, Subordinated, Suspicious, Loss

Four judgments 10( 10 score)

Five short answer questions (20 points)

1。 Characteristics of a harmonious society

Democracy and the rule of law, fairness and justice, honesty and pragmatism, full of vitality, stability and order, and harmonious development between man and nature.

2。 The content of new rural construction

(Development of production, affluent life, civilization, clean village appearance and democratic management)

3。 File 10

(Decisions, resolutions, approvals, notices, circulars, notices, requests for instructions, reports, letters and meeting minutes. )

What are the functions of each computer hardware and software?

? Answer: The operator of a computer hardware system has five main components: the controller (both collectively referred to as the central processing unit (CPU)), the memory, the input device and the output device. Computer software system is divided into system software and application software. Its function is to run, manage and maintain your computer. It can improve the efficiency and expand the capacity of the computer. The hardware entity of a software machine is its soul.

Six calculation 2( 10 points)

Four boys and three girls attended the meeting respectively. At least one girl who attended the meeting asked how many arrangements there were. - 45

The working hours of 2 are 5, x, y, 10, 1 1, 9. This set of data is known, with an average of 10 and a variance of 2.

I found it! X-Y！

Some topics in Wuhan central written test (by memory)

I. Explanation of Nouns

1, currency, credit card, finance 4, bank draft

Second, a simple answer

1, the status and role of financial institutions, divided into four categories?

2. I don't remember

3. What are the basic principles of financial institution supervision?

A:

Three answers, I don't know which one will prevail.

The basic principles of financial supervision: (1) the principle of the independence of the supervision institutions; (two) in accordance with the regulatory principles of the law; (3) The principle of moderate competition; (including the efficiency and energy of financial monopoly, in order to avoid the loss of the financial system, but also to prevent the impact of excessive competition (5))(4) the principle of combining; Relatively effective external supervision, safe and stable internal and external control, the principle of comprehensive supervision of financial industry, internal supervision and moral hazard, so I want to combine the two.

Principle of management according to law. The global financial management system managed according to law is consistent. Including two aspects, financial institutions must accept the supervision and management of the national financial department to ensure that there are laws to follow. The second is to implement supervision according to law. Only in this way can we ensure the authority, seriousness, compulsion, consistency and effectiveness of management.

2。 The principle of reasonable and moderate competition. Effective mechanism of competition and survival of the fittest. However, the financial management of the center should focus on creating moderate competition, which is necessary to avoid losing efficiency and vitality due to high financial monopoly, and also to prevent excessive competition and vicious competition from spreading to the security and stability of the financial industry, thus leading to frequent bank closures and serious social unrest.

The principle of combining self-restraint with external force. It is not entirely dependent on external compulsory management, and it is difficult to achieve the expected results if financial institutions are not suitable. I also realize that financial institutions that cannot rely on self-discipline must combine two aspects to avoid dangerous operations and risks.

The principle of combining safety, robustness and economic benefits. This has always been the purpose of the financial supervision of the center, and a series of financial regulations and indicators have been formulated for the security, stability and risk prevention of the financial sector. However, the development of the financial industry, in the final analysis, is to meet the needs of social and economic development, effectively prevent risks and promote effective coordination with cost-effective financial supervision.

Principles of classified supervision of commercial banks. Specialized banks. Classified supervision of foreign banks and non-bank financial institutions.

The principle of fair treatment is to treat different types of financial institutions and single financial institutions with similar regulatory objects equally, and to treat domestic and foreign financial institutions equally.

Financial supervision based on the principle of public management is more transparent and can't engage in black-box operation.

Third, the essay questions

1, what's the difference between discount loans and bank loans?

2. If you have been admitted to a new employee at this time, how can you become an excellent credit cooperative employee to adapt to the work?

The problem of recruiting pens in Hubei in 2008, the real problem (memory version)

, radio (25 * 1 = 25')

Audit the inherent risk and control the risk, and think that the risk consists of three parts. The relationship between them is as follows: (b)

Audit risk = inherent risk, control risk+perceived risk.

Audit risk = inherent risk x control risk perception risk

C audit risk = inherent risk+control risk-foreseeable risk

Audit risk = inherent risk, control risk-foreseeable risk

2. Principles to be followed in guarantee activities: (1)

I. Equality, voluntariness, fairness, honesty and credibility

B, equality, fairness, legality, honesty and law-abiding.

Voluntary, fair, legal and honest

D, fairness, legality, equality, honesty and law-abiding.

In fig. 3, the following can be used as a guarantee: (c)

government offices

B, schools, kindergartens, hospitals and other public institutions.

C. In branches authorized by law.

D, a citizen of People's Republic of China (PRC)

4. What should guarantors and creditors pay attention to? Guarantee contract. (2)

I. Oral form

on paper

C, telegram

E telephone notification

5. The mortgagor and the mortgagee shall sign a mortgage contract. (2)

I. Oral form

on paper

C, telegram

E telephone notification

6, the current ratio is an important reference value of financial indicators (A).

? a， 100%B，200%C，50%D，90%

7. Guarantee During the guarantee period stipulated in this Law, if there is no agreement in the contract, the maturity date of the principal creditor's rights is one month. Last month. (C) 10 .

? 5 months of b, 10 months

? C 6 months d 24 months

The most fundamental difference in policy between financial institutions and commercial financial institutions is (c).

B. government policies and decrees, government-funded loans

? C.d. The borrower chooses profit as the purpose.

Which of the following is the computer's input device (C)?

keyboard

10m, planting a tree,165m road planting (c) trees.

c， 166

9 April (C)25 36

c， 16

12，cos75cos 165 =(A)

? One,-1/4

13，5 10 14 38 87(B)

b， 167

. . . .

Second, multiple-choice questions (10 * 2 = 20')

1。 The main sources of funds (ABCE) are funds and credit cooperatives.

Self-owned funds B. Capital C. Absorbing borrowed funds D. Cash on hand

? E. transaction settlement funds

2。 The Accounting Standards for Business Enterprises stipulates that the accounting elements of credit cooperatives can be divided into (BCD).

Cost B. Income. Cost C. assets. Liabilities. Owner's equity D. profit E. profit and loss

? 3。 The following statement is true (ABD).

Cash income, the original accounts receivable should be recorded as B, and paid in cash. The first payment C after settlement is included in the postscript D, and it is collected together with the bills and receipts for offset.

4。 The following changes that are not accounting policies are (AB).

New accounting policies shall be adopted for current transactions or events that are different from those before.

? Adopt new accounting policies for transactions or events that occur for the first time or are unimportant.

? C. According to the laws, administrative regulations and rules of the national unified accounting system, as well as the requirements of regulations, such as

? D. The change of accounting policy on the financial status, operating results and cash flow of an enterprise is to provide more reliable and relevant accounting information.

5。 "Regulations on Renminbi" means Renminbi, including (AC).

Paper money token coin electronic money

. . . . .

True or false (10 * 1 = 10')

Analogy problem (10 * 0.5 = 5')

Verb (abbreviation of verb) short answer (3 * 5 = 15')

1, the impact of financial innovation?

A: First, the micro-impact of financial innovation.

(A) Financial innovation has expanded the living space for financial institutions.

(B) Financial innovation has enhanced investors' ability to resist risks.

(3) Financial innovation may increase financial risks.

? Second, the impact of macroeconomic and financial innovation.

(A) the impact of financial innovation on money demand

(B) the impact of financial innovation on the money supply

(C) the impact of financial innovation on monetary policy

2. Develop and support rural credit cooperatives?

A: Compared with other financial institutions and rural credit cooperatives, no matter how their ownership structure and management mode are reformed, their business direction must adhere to the service of agriculture, rural areas and farmers, and be conducive to economic restructuring and rural farmers' income increase, which deviates from this direction and the purpose and goal of reform and development.

The development of agriculture and rural economy and the increase of farmers' income require more investment in capital, technology and human resources. Capital plays a vital role in the development of agriculture and rural economy at this stage. Judging from the current situation, the credit funds of rural credit cooperatives account for a considerable proportion in account opening.

For a long time, rural credit cooperatives have taken serving "agriculture, countryside and farmers" as their own responsibility and played an important role in supporting "agriculture, countryside and farmers" and rural economic development. Especially since 1999, in order to adapt to the new stage and meet the needs of China's agricultural and rural economic development, rural credit cooperatives have actively provided micro-credit loans and joint guarantee loans to farmers, vigorously promoted the credit township and appraisal activities of credit farmers, and greatly simplified farmers' loans. The formalities have facilitated and greatly improved farmers' loans, and the problem of farmers' loans has been alleviated to a certain extent for many years. In recent years, with the deepening of China's financial system reform, a large number of commercial banks and financial institutions have withdrawn from the countryside, and the task of rural credit cooperatives to serve agriculture, countryside and farmers is more arduous and prominent.

Rural credit cooperatives, as the main body serving "agriculture, countryside and farmers", have made some achievements in the reform of local financial institutions based on communities, improving management level and services over the years, and played an important role in supporting "agriculture, countryside and farmers" and rural economic development. However, compared with the current and future development, there are still many problems in the management mode, management model and service requirements of China's agriculture and rural economy in the new stage, which are incompatible with the management system, property rights of the system and risk prevention. It can be said that rural credit cooperatives will never separate the flesh-and-blood relationship between agriculture, rural areas and farmers.

Three-factor monetary system?

1, select the functional currency and monetary unit of the item.

2. Determine the issuance and circulation procedures of functional currency and coins.

3. Determine the preparation problem (usually gold)

4, (freely change the exchange rate) to determine the price of diplomatic relations

Principles of accounting internal control?

The basic goal of internal accounting control;

1, which standardizes the unit accounting practice and ensures the authenticity and integrity of accounting data;

, plug loopholes, eliminate hidden dangers, prevent and timely find and correct errors and fraud, and protect the assets and integrity of the unit;

, to ensure the implementation of relevant national laws and regulations, as well as the internal rules and regulations of the unit.

Basic principles to be followed in internal accounting control;

1, in line with relevant national laws and regulations and internal accounting control standards, and the actual situation of each unit;

2. Any individual bound by it shall not have the authority of accounting personnel beyond the internal accounting control unit;

Including internal economic business accounting and related work, and implementing all links of decision-making, execution, supervision and management at key control points in business processes;

4. Guarantee the work involving accounting institutions, and release a set of reasonable internal adherence to the independence of incompatible posts, the rights and responsibilities between different institutions and posts, a reasonable division of labor, the strengths of each, the consistency of rights and responsibilities, mutual restraint and mutual supervision;

5. With the change of external environment, the requirements of adjusting business functions and improving management of our unit are constantly revised and improved.

5 What are the problems shown in the balance sheet?

A. Analyze the balance sheet, mainly through structural analysis and comparative analysis. By calculating all kinds of assets of all funds, the ratio of total assets to industry benchmark index, the ratio of liabilities to equity, and comparing the industries of benchmark index, we can understand the rationality of enterprise capital structure and evaluate the borrower's solid economic foundation, risk tolerance and solvency.

Composition (25 feet)

1, wrote an article, the style is not limited, more than 800 words (the material is slightly general).

2, in an honest topic, write an 800-word composition, requiring clear views and arguments.

In curbing inflation, the income indexation scheme can get the effect (BC).

Avoid wage-price spirals.

? B. Deprived of the government's fiscal revenue and eliminated its inflation motive.

? C. Offset personal income tax and overcome unfair distribution

? D. Improve enterprise quality and product quality

? E. Increasing revenue and reducing fiscal expenditure

7。 The following statement (ABCD) is correct.

The ratio of the expected income of V to the total value.

? B. the total value v is inversely proportional to the expected risk.

? C. The higher the risk and the higher the reward, the greater the total value of the enterprise.

? D. In order to achieve the best balance between risks and benefits, enterprises with greater total value.

8。 Among the following indicators, the short-term solvency analysis indicator is (AB).

? B. Cash ratio, current ratio

? C. Multiples of interest earned D. Asset-liability ratio

14 intensive economic growth mode is conducive to economic growth, mainly relying on (c)

Increase production and labor B. Increase the amount of capital and resources invested.

? C. the progress of science and technology, the improvement of workers' quality and the accumulation and expansion of production scale.

On June 15, commercial banks can arrange to use the following assets at any time (II)

A, b, statutory deposit reserve excess reserve

Deposit reserve c, d, original deposit

Director Xinwen Xu has sleet. He Cong Pengbo Town should be tried to analyze the gathering of two monkeys in the lotus.