Is it necessary for the Monetary Fund to make a fixed investment?
There is no need for the money fund to vote. The risk of money fund is relatively low, and one of the main purposes of fixed investment fund is to spread the risk. For the money fund, there is no need to make a fixed investment when the risk itself is very small. On the other hand, the volatility of the money fund is relatively small, and the income is basically stable. If investors decide to invest in money funds, it may not be helpful to the income, and may even be worse than the income from bank deposits for a period of time.
Money funds are more suitable for one-time purchase when investing in order to maximize the fund's income. The fixed investment of the fund is essentially to obtain the average income through regular investment. When the income of the money fund is relatively stable, there is no need to make a fixed investment.
Among many fund types, equity funds and hybrid funds are more volatile and more suitable for fixed investment. Due to large fluctuations, fixed investment can also help investors spread certain investment risks. It is more convenient for investors if these two types of funds choose fixed investment.