You can look at some funds that have been established for more than ten or twenty years, and their performance trends are all upward, that is, whether it is a bull market or a bear market, there will be no big ups and downs. Why is this happening? Because of the funds we buy, fund managers will invest in different stocks, which means that they will not lose too much, especially hybrid funds, and some funds will also invest in financial instruments with high security such as bonds. This ensures that the fund will not lose a lot.
Those who bought some equity funds at the top of the big bull market in 2007 and 20 15 may have been trapped for four or five years, with a floating loss of more than 50%. But as long as you insist on holding it for five years and ten years, it will rise back. It is best to buy some large-scale funds, so the possibility of liquidation is greatly reduced.
A friend asked me, do I have to make money when buying a fund?
Yes, buying a fund will definitely make money, but it must be bought in a bear market, not in a bull market. In addition, it must be held for three to five years or even ten years, so as not to lose money. Generally speaking, when you lose money, you buy in a bull market, and then hold it for a short time and sell it. This will definitely lose money. Funds are financial instruments for long-term investment and cannot be used as short-term investments. It is best to hold it for three to five years, seven years or even ten years.
Yes, you don't usually lose 10 thousand Five thousand is a lot.
I fell badly as soon as I got on the bus. Let's see if I lost or made a profit when I bought the fund for the first time!
Let me talk about the only time I bought a fund in my life. In 2008, the stock market entered a bull market, and many people who never speculate in stocks also took money out of the bank and put it into the stock market. Affected by the stock market, the fund also rose all the way. During that time, my wife came back from work and told me every day what funds her classmates bought and how much money they earned. Unable to resist her temptation, one day, I took out 10 thousand yuan from the bank and prepared to buy a fund. That day, I was received by the daughter of an old couple across the hall. She recommended a fund to me.
After buying the fund, it is expected to rise all the way. However, contrary to expectations, the stock market quickly entered a bear market, and the fund also fell miserably. Watching the index drop day by day, my heart can be said to have fallen to the bottom. Since then, I have no interest in paying attention to the fund's market.
In this way, eight years passed in a flash. One day, when I came back from work, I met the lady who recommended the fund to me at the door. She told me that the stock market is picking up now, and the fund I bought in the past has gone up a lot, so I can throw it away.
The next day, I went to the bank to check, and sure enough, the funds I bought in that year rose a lot. Perhaps, it can go up a little, and it may not be the time to throw it. But my wife doesn't agree with me. She said, "Let's take it away as soon as possible! If you don't throw it, maybe the fund will fall! "
In this way, after a week, I threw away the fund. Ten thousand dollars became thirteen thousand dollars. I calculated an account, but I didn't actually make much. Earn interest money at most.
In short, buying a fund will definitely not earn a stable income. Of course, it is impossible to lose all the principal.
I wonder if you have ever bought a fund? Welcome to pay attention and leave a message.