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Are there any benefits from CCB's wealth management products on holidays?
Financial products issued by China Construction Bank or its subsidiaries, starting from 50,000 yuan, have benefits on weekends and holidays; If you buy fund-based wealth management products, only money funds and bond funds have income, and other types of fund products have no income. Wealth management products have a fixed term, and interest is calculated on weekends within the fixed term; The reason why bond funds and money funds make profits on weekends is because the targets they invest in are central bank bills, certificates of deposit, government bonds and so on. And these targets are all coupon rate.

Matters needing attention in investment and financial management

First, don't believe in getting rich overnight.

It is tempting for many people to get rich overnight, because getting rich overnight means they can have considerable wealth in a short time, even without their own efforts, such as winning the lottery. But as we all know, the probability of winning the lottery is very low. If someone tells you that buying a stock and making an investment can get dozens or even hundreds of times of income, it is no different from getting rich overnight. If you believe it, the final outcome is undoubtedly losing money.

Second, we should have our own judgment.

There are so many speculators in the market, but how many will really speculate? There are so many people who buy funds, and how many people really choose funds? The whole p2p industry is in the process of rectification, so some people say that this can't be invested. In fact, you don't know much about this industry. It is precisely because some investors don't understand the market that they especially like to follow suit. As long as there are so-called experts who say that a platform is good, they will follow suit and invest in this platform. As long as everyone says that a certain wealth management product is good, they will follow suit to buy wealth management products. They often just follow the trend without their own judgment, and often fall into futility.

Third, don't be a slave to emotions.

Emotion can control the behavior of investors. For example, when investors make profits, they often have a sense of inflation, thinking that they have great investment talent, so that they can't listen to other people's suggestions and advice, and finally they are defeated in their own way; However, when the investment loses money, it is easy to have the psychology of being eager to turn around, and invest a lot of money on impulse, resulting in more serious losses. No matter what kind of emotion, the ending is not ideal. Only by staying calm at all times and not being influenced by emotions can we make rational judgments and decisions and make profits.

Fourth, proceed cautiously.

Investors will often go to bonus hunter through various platforms. If they succeed, they can still make a lot of profits. If they don't make good use of it, they may lose everything. Although there are advantages and disadvantages, ordinary investors should use it carefully. Because when you can't grasp the future trend of the market and the timing of entering and leaving the market, bonus hunter can only do the opposite in more cases. Especially when the market is unstable, stability is more important.