How about a one-year closed-end fund?
One-year closed-end funds cannot predict how much the market will change in the future, but for investors, their investment sentiment is less affected by market fluctuations, and they also avoid short-term trading and blind chasing up and down. Investors don't have to stare at the net value of the fund every day. When they make some money, they are eager to sell, and they often redeem it at a low point.
For high-risk fund varieties, the short-term fluctuation of high-risk fund varieties is relatively large, and the possibility of loss is relatively large. However, if you hold the fund for a long time for one year, the risk will be relatively average and relatively safe, but the premise is that you need to choose a good fund.
For low-risk fund varieties, fund fluctuations are relatively small, and the possibility of losses is relatively small. It is also good to hold funds for a long time, and you can slowly accumulate income.
Is the one-year closed-end fund risky?
One-year closed-end funds are not risky. First of all, it depends on the type of fund. If it belongs to hybrid fund, index fund and stock fund, the risk of the fund itself is great, followed by the risk of the future market. Because the closure period is one year, it cannot be taken out without expiration.
Therefore, when investing, everyone must be cautious. This should be combined with the investor's own conditions, but also depends on the profit performance of the fund itself. Secondly, fund managers should also choose experienced ones.