There are two ways of fund dividend: cash dividend and dividend reinvestment. Cash dividends are direct cash dividends, and there is no need to pay redemption fees; Dividend reinvestment is to reinvest the cash from dividends into the fund, which can not only avoid the subscription cost of reinvestment, but also further enjoy the continuous income brought by the growth of the fund.

Equity registration date refers to the registration date of fund shares with dividend rights, and only funds purchased before the registration date of dividend rights are eligible to participate in dividends; Ex-dividend date means that on this day, the amount of dividends will be deducted from the net value of fund shares; Bonus payment date refers to the day when bonuses are paid.

At present, the date of determining the net fund value of dividend reinvestment of each fund company is different, some are determined according to the net fund value on the ex-dividend date, and some are determined according to the net fund value on the dividend payment date. Investors are advised to read the dividend announcement carefully.

The dividend distribution method of the money fund is dividend reinvestment, and the dividend distribution method cannot be modified.

The default dividend method of stock funds is cash dividend, which investors can set at the time of purchase or modify to "dividend reinvestment" after confirming the share. ■ Sitting expert/Shangtou Morgan Fund Company